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How to Buy Diamond Engagement Rings by Jeff Flow

You have to get ready and prepared when you are considering purchasing a Diamond Ring for your special lady. This article will give you a little bit of history about purchasing a diamond Engagement Ring and some things to consider when you are buying a diamond.

Where does the idea of buying an engagement ring come from? This tradition or proposing began in 1477 when Archduke Maximilian presented a diamond engagement ring to Mary of Burgundy.

A woman that you plan to propose to will definitely expect a ring to accompany the proposal.

When you are purchasing a diamond ring, the first thing that you must consider is how much can you afford. A lot of people use the 'two months salary' rule. This basically means that the ring that you purchase should cost the equivalent of two months of whatever you are making each month.

It may take a little time to save up this kind of money when you have other bills to pay. You might be considering financing, but getting in debt to buy a ring is not a good idea. The borrow is servant to the lender.

You will also appreciate the fact that you waited to save up to buy the ring. Love is patient. Love waits until you are ready. If you are jumping right in and purchasing a ring without waiting, because you put it on your credit, that is a sign that you will not have patients with your finances later on in your relationship.

You are expressing a lot to your future wife with this purchase. Make sure you do it right. Don't rush it.

Once you have saved up the money, ask your either your mom, sister, or your girl friend's best friend to go with you shopping to find that special diamond engagement ring. Ask them their opinion to see what they like. This will help you in your decision process. You can also spend time on the Internet looking at various diamond websites.

You want to also make sure that the store or website that you purchase your diamond Ring From will allow you to return the ring, so your fiance can exchange the ring for another if she is not happy with it.

There are many different websites to use to purchase your diamond ring.

It is worth your while to spend time looking for the perfect diamond engagement ring. On websites you can often check out different bands and diamonds. It is safe now to buy rings on websites. They have secure order systems and you can send the ring in to get it resized. What an exciting time in your life. Enjoy the process. God bless you.

Jeff Flow is a writer about diamond engagement rings. For your diamond engagement ring Jeff recommends Diamonds USA The best deals on Diamond Engagement Rings Click here for more info

Article Source: http://www.earticlesonline.com/Article/How-to-Buy-Diamond-Engagement-Rings/28185

metal cannot even scratch a diamond....right?

cubic zerconia has a very high hardness aswell(though still not as hard as a diamond). Would it be difficult to scratch CZ? Is there anyway to tell right here and now if this is a diamond without the use of ultraviolet lights and such?

Actually, most diamonds acquire scratches over time with normal wear and tear. All the people who say diamonds can't be scratched by anything are thinking about diamonds being cut--it takes a diamond to cut a diamond. Please don't play around with scratching the stone. It will not prove anything.

While the best answer comes from a trusted gemologist, here are some "at-home" tests you can try. I got them from an article "How Can You Spot a Fake Diamond" (link below).

--Did any literature come with the diamond? If so, look for the phrase “synthetic diamond.” While sometimes this phrase is mistakenly used for man-made diamonds, it usually indicates an inferior material is being substituted.

--Look for scratches. While real diamonds acquire scratches, chips, dents, and the like over time, other materials show the wear and tear much faster. If you see visible scars, be on alert. And if you, a non-gemologist, can see visible scars on a Natural Diamond, expect the diamond to be priced much lower than Rapaport value.

--Place the loose diamond over newsprint and attempt to read through the diamond. If you can read through the diamond, it is either a fake or a poor cut (“low cut”).

--Breathe on the diamond just as you would to fog a window. If the fog remains more than two seconds, it’s likely a fake. Repeat the fog test on the bottom of the diamond; some fakes are crafted with a diamond surface and synthetic underside.

--Place the stone under ultraviolet light, and watch for blue fluorescence. Medium to strong blue indicates a real diamond. If there is no blue fluorescence, either the diamond is of excellent quality or it is a fake.

--Look inside the setting for any stamps. “CZ” indicates the stone is cubic zirconia. A stamp such as “10 K,” “14K,” “18K,” “585,” “750,” “900,” “950,” “PT,” and “Plat” describe a setting’s gold or platinum status. High-quality diamonds will be set in high-quality settings, not something gold plated or made of an inferior metal. Of course, a dishonest jeweler could set a fake stone in a high-quality setting—or could even stamp the setting to make it appear of higher quality than it really is.

--Look with magnification at the stone. Facets should be joined with sharp lines, not rolls. The girdle should have facets; it should not be waxy or slick. Most diamonds have natural internal flaws; most fakes do not.

--Moissanite, a popular diamond substitute, sparkles greatly in outdoor light but appears dull with incandescent lighting.

--To keep costs low, fake gems are often machine cut, rather than hand crafted. Machine cut moissanite will not display the “hearts and arrows” seen in hand-cut, Natural Diamonds.

--A jeweler may offer to prove a diamond is real by using his diamond tester. Be cautious, as moissanite will frequently fool a diamond tester—and a smart jeweler knows this.

--When a cubic zirconia stone is submerged in water, the gemstone virtually disappears; a natural diamond is easily visible. The water enhances the two stones’ differences in light refraction.

--Weigh the stone on a scale you trust. Cubic zirconia weighs approximately 55% more than diamond.

Some of these are easier to try than others, but since you didn't mention whether the stone is in a setting or loose, I figured it better to include all of these. As for the ultraviolet light test--if there's a party supply store nearby, they might have a blacklight (aka ultraviolet light) on display; one of the stores in our mall does, so that test was easier for me than I thought it would be.

I hope these help.