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Want to find a cheap Engagement Ring? by Tom W Mason

Shopping for the right engagement ring can be a baffling experience to begin for most people. If they have never shopped or bought diamonds before how do they know what quality they are looking at? Maybe these tips will assist you in knowing where to start. It should be fun shopping for an engagement ring. Try not to get stressed about this purchase because this is supposed to be an exciting time! Let's examine the 1st 3 things for you to do. Once you do these things you can turn your attention the most important section of the ring, which is the diamond.

Decide on a Budget

This is the first thing I recommend to my clients. You want to set a price that you can afford and stick to it. There isn't any rule that is set in stone about how much you would spend, but many people fork out about two months worth of salary for their ring.

Please never spend more than your budget is. Some of my friends actually took out large loans for the express purpose of buying a larger ring and they wind up paying on the loan for years. You do not want to wind up with financial problems. Remember that if you can't get her the size stone she wants now you can upgrade it for her later on in life when you have more money. You will figure your budget depending on a few factors, but be ready to put out a large chunk of cash. Diamonds are not inexpensive, but she will wear them forever and I promise the smile it puts on her face will be worth it.

Choose the Preference of Metal for the Band

There are three choices for the metal used in the setting for the ring: yellow gold, platinum, and white gold. Look at the kind of jewelry she now has. If her preference is yellow gold that's an easy choice and the decision is made. On the other hand if her favorite jewelry is white gold or silver then your choice is between platinum and the white gold. Platinum is a whopping 3 times the price of white or yellow gold, so if you're on a budget white gold becomes an easy choice. However, platinum is the most durable of the 3 metals and numerous folks love it as they believe it's durability makes it possible for the ring to become a family heirloom. Keep in mind that the platinum will get a matte look unless you polish from time to time. This is really the only maintenance with this metal.

White gold is a bit shinier and less expensive than platinum. White gold can scratch easier than platinum but not to a degree that you have to be concerned. Every year or two you have to get it replated as the metal will start to get a yellowish tinge (white gold is just yellow gold mixed with other metals to make it a different color). Replating does not cost much however you will have to take it in every couple of years.

You need to compare the looks of both platinum and white gold at this point. You will be able to see which you prefer this way. This will help you decide which to buy.

Choose the Type of Setting

The setting is just the style of the ring. Does it have multiple diamonds? Does it have just a singular diamond? This is decided by which setting you pick for the engagement ring. You have 3 main types to choose from. The most popular is the solitaire engagement ring, which is also the simplest. There is a single diamond on the band. What a perfect way to help show off that Beautiful Diamond. A 3 stone ring has one diamond in the center, and 2 diamonds that are smaller 1 being on each side. The diamonds on the sides are about 30 to 60% the size of the larger center diamond.

A Diamond Engagement ring with side stones has one main center diamond and then several small diamond on both sides. These diamonds are usually very small so they don't cost an arm and a leg. If you aren't sure what she would prefer, try to find out. The best way is to have one of her friends (that you trust!) ask her and then let you know. Girls talk about jewelry so she won't automatically suspect anything. You will feel a lot better knowing you got her the right one.

When you have done these 3 steps, you can then have some fun picking out the diamond! She will be wearing the diamond for life so be sure you concentrate on picking out a diamond that is stunning! I love watching my wife receive compliments on hers. Shows me that I did my job right!

Try to find a diamond buying guide to make sure you you are fully educated when picking out an engagement ring. There are ways that you can save huge cash on a diamond - Click Here to discover the ways to save money!

Article Source: http://www.earticlesonline.com/Article/Want-to-find-a-cheap-engagement-ring-/442653